Are You A First-Time Homebuyer?

As always, if you have any questions about the home selling process, please call, text, or email us today!

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First Time Home Buyer Resources

You can’t know everything there is to know about buying a home, especially when you’re a first-time homebuyer.

If you’re buying your first-ever home, you’re a “first-time homebuyer” by default.

Many first-time homebuyers believe they have to put 20 percent down on a home. But that’s far from true.

Average down payments are well under 20 percent. So why do so many people say 20 percent down is the minimum.

One of the biggest mistakes first-time homebuyers make is not shopping around for a mortgage.

Most loan programs require a credit score of 620 or higher to buy a house for the first time.

BuyerResources

A home inspection is always recommended.

Seller Resources

As always, if you have any questions about the home selling process, please call, text, or email us today!

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Buyer Resources

First Time Buyers

Are you a first-time homebuyer? Did you know that if you haven’t owned a property in the last three years that you are considered a first-time homebuyer?

Making an Offer

Before the offer to purchase is created, you must be at least pre-qualified or, better yet, pre-approved by a lender, unless you are paying cash.

Offer Accepted

Once your offer is accepted by the seller it starts the offer accepted period. You will be asked for a down payment, typically 1% of the purchase price, on the home you are purchasing which will be held with an attorney or settlement company and applied to the final purchase of your property.

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